Me at Work! |
As many of you know this is a dog eat dog world (and some days I wake up wearing milk bone underwear)! It's every man/women for themselves and the choices you make can determine what lifestyle your going to be able to handle. I never wanted to be one of those guys you see driving around in a new truck only to be parking it at the trailer park down the road. It's like telling the world how successful you are only to be waking up to a harsh reality every morning. Also your home will under normal circumstances not only hold it's value but appreciate in value over the course of the loan. While that new truck will feel good the first few months but then the monthly bill, plus the full coverage insurance, plus the yearly property tax bill, and crappy gas mileage will not just drive you insane they will also leave you broke. And when you decide you've made a big mistake you will soon realize your truck is not worth what you paid for it five minutes after you pull off the lot, further it will continue to decline in value until it becomes near worthless after 12 years. Put your money in your home and spend as little as possible on your daily driver it's the equivalent to giving yourself a raise!
Think of all of the money in your check then think of all of the pockets that want a piece of it you will never see again? Cell phone with texting, cable, Internet, insurance, taxes, and interest on outstanding debt. Now as the saying goes a penny saved is a penny earned if you can reduce your expenses then once again it's like making more money from the get go. Scootering (my own term) saves gas, reduces auto expenses, and if you save up like I did and pay cash for your new scooter it can save you interest from your other option of buying a more expensive car. Peace and good luck to anyone reading this blog on surviving this current economy!
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